6 Renovations to Boost the Value of Your Home
Posted: September 2, 2024
Home renovations are a powerful tool for increasing the value of your property. Whether you’re planning to sell or want to enhance your living space, strategic improvements can offer a significant return on investment (ROI). However, while engaging in renovations is tempting, it’s imperative to consider the potential insurance implications of substantial changes. The following suggested renovations can boost your home’s value and ensure you’re...
What’s a Home Inventory, and Why Do I Need One?
Posted: August 29, 2024
What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly what...
What is a Peril on Homeowners Insurance?
Posted: August 26, 2024
While you may be familiar with the obvious need for homeowners' insurance, the finer details and definitions of your coverage may be less clear. Take insurance peril, for example. Even long-time policyholders may be unfamiliar with the term or confused with other concepts. So, what are perils, how are they related to risks or hazards, and why are they important to understand? What Does Peril...
Know Your Health Insurance Coverage Options as a Young Adult
Posted: August 25, 2024
Health insurance is a significant consideration for young adults transitioning from their parent’s plan. It provides financial protection against unexpected medical expenses. Common misconceptions include thinking they’re healthy enough not to need coverage or underestimating potential costs without insurance. It is advisable to shop for coverage based on individual needs and budgets and compare plans for premiums, deductibles, and coverage limits. With a solid understanding...
5 Ways to Avoid Parking Lot Accidents
Posted: August 22, 2024
Parking lots can be treacherous territory. In fact, tens of thousands of crashes and hundreds of deaths occur each year in parking lots, according to the National Safety Council. The good news is that your auto policy extends to parking lots. Just check in with your local agent to make sure your coverage limits provide you with optimal protection for the range of potential parking lot...